Preparing for an Unexpected Death: Steps to Take Now

Preparing for an Unexpected Death: Steps to Take Now

A lifelong friend of mine recently passed away, and it was a sudden and totally unexpected death. As a financial advisor, I deal with the possibility of death all the time. In the hundreds of plans I have built with clients, if a spouse or dependent was in the...
529 Plans: What You Should Know About Saving For College

529 Plans: What You Should Know About Saving For College

At some point, most new parents or grandparents begin thinking about how to pay for college. Since educational costs have risen at a rate well in excess of inflation over the last two decades, covering the cost of college is no mean feat. Fortunately, 529 plans offer...
The Ups and Downs of Investing in Emerging Markets

The Ups and Downs of Investing in Emerging Markets

One of my favorite charts on investing is the Callan table of investment returns. The chart depicts the return of various asset classes1 from year-to-year, and just a glance at it shows how volatile relative returns can be. An asset class that leads the pack for...