One of the most frequent questions clients ask us about life insurance is what type of insurance they should purchase, whole life or term life insurance. Whole life policies are still popular among some agents,… Read More
Money Issues: Couples Combining Finances
Many couples encounter money issues at some point, so if you and your significant other approach money the same way, consider yourself fortunate. After 15 years of working as an advisor, I’ve found that most… Read More
Investing Outside the Public Markets – Things to Consider
When you have money to invest, everyone will have investing ideas. Some of those ideas might strike you as attractive, particularly if the market has been in the doldrums and your “traditional” portfolio of equities… Read More
Financial Planning for Entrepreneurs
I have always been interested in being an entrepreneur. As a kid, I sold greeting cards and mowed countless yards. In college, I went to Mexico to study Spanish and paid for most of the… Read More
Tips on Implementing a Budget
A few months back, I wrote a post on the experience my wife and I have had over the last year in implementing a budget. The experience has been largely positive, and several clients have… Read More
Financial Planning and Buying a Home
A house is the largest purchase most of us will make in our lives, so it makes sense that questions about housing come up often in the financial planning work we do with clients. There… Read More
Investment Management and Building Your Portfolio – Questions to Ask
In the last few posts, I’ve covered the importance of investment beliefs and also discussed a few surprising things I’ve learned in nearly 15 years of managing investments. In this post, I want to cover… Read More
Investment Advisors and Investment Beliefs
Last week’s blog post covered a few lessons I’ve learned in investing, and in that post, I mentioned the ongoing work we have done on our investment beliefs and investment process. Many investment advisors reference… Read More
Two Not So Obvious Things I’ve Learned When It Comes To Investment Management
I don’t write about investment management much, but that doesn’t mean it isn’t important – it is. In fact, aside from controlling spending and, by extension, saving, how you invest is the most important factor… Read More
Used Car Salesmen and a Fiduciary Standard
The reputation of the financial services industry is, to put it mildly, not great. Surveys have found that trust in the industry is generally low, and still other studies have shown that financial advisors rank… Read More