We collaborate with our clients to build and implement financial plans to help them reach their financial goals and achieve financial peace-of-mind. We are Atlanta based fee-only financial advisors and we have fiduciary responsibility to our clients, so we accept no referral fees and sell no commissionable products.
Things are going well. Your income is up, expenses are steady and you’ve got money left over at the end of every month. You’re not planning on spending the excess cash, but instead want to use it for either paying down debt or increase savings. So how do you choose?...read more
If you read the last blog post I wrote on insurance, you understand why term life insurance is usually a better option than whole life insurance. As I covered in that post, we typically use insurance in a financial plan to pay down debt or replace income and debt will...read more
In 21st century America, the list of things that are more common than debt is depressingly small. From mortgages to student loans to credit cards, the types of debt and the terms of that debt run the gamut. Deciding how to address that debt– what to pay first, how to...read more