Thinking Through Risk and Investing

Thinking Through Risk and Investing

How We Process Risk — and How This Affects Investing Decisions When it comes to investing, there’s a direct relationship between risk and reward. In other words, the more risk you’re willing to assume in the form of lost money, the higher your potential reward (or...
The TSP Goes to China – An Emerging Markets Option?

The TSP Goes to China – An Emerging Markets Option?

If you follow your investments closely in the Thrift Savings Plan, you’ve probably read about the controversy surrounding the TSP and China. One of the few issues with the TSP has been the lack of an investment option that includes emerging markets. Those are broadly...
Fee-Only Financial Advisor: Why it Matters

Fee-Only Financial Advisor: Why it Matters

If you are a long-time Clark Howard listener or you’re familiar with NAPFA, you likely understand the advantages of working with a fee-only financial advisor. However, if you’re early in your search for an advisor or aren’t really sure how advisors are compensated and...
How to Find a Financial Advisor

How to Find a Financial Advisor

If you are wondering how to find a financial advisor, you’re not alone as the process can be challenging. The industry has long lacked consistent standards, and anyone can call themself a financial advisor. To make matters more confusing, what financial planning...