Prioritizing Paying Down Debt versus Savings

Prioritizing Paying Down Debt versus Savings

Things are going well. Your income is up, expenses are steady and you’ve got money left over at the end of every month. You’re not planning on spending the excess cash, so you face a choice of paying down debt versus saving. How do you choose? The first thing you’ll...
A Few Thoughts on Debt and Financial Planning

A Few Thoughts on Debt and Financial Planning

In 21st century America, the list of things that are more common than debt is depressingly small. From mortgages to student loans to credit cards, the types of debt and the terms of that debt run the gamut. Deciding how to address that debt– what to pay first, how to...