Open enrollment typically lasts between October and December. While it’s simple to overlook your annual benefit selections like health insurance and retirement savings, as your life evolves, so too do your needs. What was appropriate… Read More
Does It Make Sense To Still Carry Life Insurance In Retirement?
During your primary earning years, it’s prudent to have a life insurance policy. You want to protect your spouse, children, and loved ones in the event of your untimely passing. But as you near retirement,… Read More
How To Help Organize Your Aging Parents’ Financial Lives
Watching the people who raised you start to decline physically and mentally is never easy. But as your parents age, their financial well-being may become a concern. Financial to-dos are often one of the first… Read More
Why Estate Planning Matters When You’re Young and Healthy Too
The idea of needing a will and powers of attorney can seem outlandish if you’re young and in good health. I’ve written a good bit about cognitive biases, and although it’s not technically a bias,… Read More
Staying On Track Through A Market Downturn
A lot of finance consists of very educated people being shocked when something that’s consistently happened for hundreds of years happens again. – Morgan Housel Leading up to 2022, there had been 26 bear markets… Read More
Your Stock Options Are Vesting, How To Plan for The Windfall
Stock options are often a key part of a compensation package, and when things are going well for your company, they can boost your total income appreciably. But options can be complex, and disentangling this… Read More
Mapping Out Your Retirement Cash Flow Strategy Part Two: Social Security and Beyond
Creating a retirement cash flow strategy can be daunting. If you’ve spent the better part of your life budgeting based on the money that comes in from your job, creating a cash flow plan from… Read More
Mapping Out Your Retirement Cash Flow Strategy Part One: Investments and Savings
Many retirees face a mental roadblock when it comes to entering the “decumulation” phase of life. They’ve spent so many years building a comfortable nest egg, and the idea of saving is deeply ingrained in… Read More
Do Government Employees Receive Health Insurance After Retirement?
As a federal employee, you’re entitled to healthcare through the Federal Employee Health Benefits program. Many federal employees wonder whether or not these benefits extend into retirement. With Medicare becoming available at age 65, federal… Read More
How To Navigate Long Term Care For Aging Parents
We all know that our parents will age, but it can still be difficult to make the transition to having to assist your parents. If you find yourself in the situation of caring for them… Read More