by Michelle Wong | Jan 29, 2021 | Blog, Budgeting, Habits, Savings
If you find yourself with extra money at the end of the month or quarter after all of your expenses have been paid and you’ve made your regular retirement account contributions, congratulations! Now for the next question: should you be investing the extra cash, and if...
by Micah Porter | Jan 28, 2021 | Blog
How to Calculate Your FERS Pension and Disability Benefits As a federal government employee, you have access to the Federal Employees Retirement System, also called FERS for short. This system includes a pension as well as disability retirement program. What is Your...
by Micah Porter | Dec 21, 2020 | Blog, Federal Government Employees, Retirement Planning
If you are a Federal Government Employee planning to retire, the Federal Employee Retirement System (FERS) will play a key financial role in your retirement. FERS, was launched on June 6, 1986, and replaced the Civil Service Retirement System (CSRS). One of the...
by Micah Porter | Dec 21, 2020 | Blog, Federal Government Employees, Retirement Planning
On the one hand, you have a mortgage and a mortgage payment, and on the other, you have your TSP, which you’ve built up through hard-earned savings over time. Retirement is looming, and the thought of owning your home outright and having no mortgage payment is awfully...
by Micah Porter | Dec 9, 2020 | Blog, Budgeting, Investment Management, Investments
The Economy and Markets What to Watch for During the Presidential Transition After a long and often bitter campaign, it appears more and more likely that Joe Biden will be sworn in as the 46th President of the United States on January 20. Democrats will also retain...
by Micah Porter | Dec 7, 2020 | Blog, Fee Only Financial Planning, Financial advisors
Regardless of your reason for seeking financial advice, there is almost certainly a financial advisor who can help. Need assistance with retirement planning or investments, or just want to make sure you’re on track financially? There is no shortage of advisors who...
by Micah Porter | Dec 1, 2020 | Blog, Buying a house
The economic upheaval we’ve experienced this year has led to at least one very positive outcome for U.S. consumers: Rock-bottom mortgage interest rates. If you’re planning to sell, you’re in luck as it is – at least here in the Atlanta area – a seller’s market. On the...
by Micah Porter | Nov 10, 2020 | Blog, Retirement Planning
While the employment situation has brightened somewhat since the unemployment rate nearly hit 15% in April, it’s still considerably worse than it was before the coronavirus pandemic hit. And things could be about to get worse for many high-earning white-collar...
by Micah Porter | Nov 4, 2020 | Blog, Federal Government Employees, Retirement Planning
Carefully Examine Your Healthcare Options Due to the COVID-19 pandemic and other factors, many employees today are thinking about early retirement, and this includes some federal government employees. As we wrote in our post on early retirement from the Federal...
