Creating a retirement cash flow strategy can be daunting. If you’ve spent the better part of your life budgeting based on the money that comes in from your job, creating a cash flow plan from… Read More
Mapping Out Your Retirement Cash Flow Strategy Part One: Investments and Savings
Many retirees face a mental roadblock when it comes to entering the “decumulation” phase of life. They’ve spent so many years building a comfortable nest egg, and the idea of saving is deeply ingrained in… Read More
Do Government Employees Receive Health Insurance After Retirement?
As a federal employee, you’re entitled to healthcare through the Federal Employee Health Benefits program. Many federal employees wonder whether or not these benefits extend into retirement. With Medicare becoming available at age 65, federal… Read More
How To Navigate Long Term Care For Aging Parents
We all know that our parents will age, but it can still be difficult to make the transition to having to assist your parents. If you find yourself in the situation of caring for them… Read More
What To Make of Fluctuating Markets
In recent weeks, markets that were beginning to stabilize as the Omicron variant receded, are now being rattled by the attack on Ukraine. Sharp drops in the value of your portfolio – particularly after several… Read More
Federal Employees and Social Security: Frequently Asked Questions
Social Security has been operational for nearly 85 years. While many changes have been made over the years, the main idea remains intact: a system designed to supplement income for retired workers and their families…. Read More
What You Need To Know About Flood Insurance
As a homeowner, it’s natural to assume that flood damage is covered under your homeowner’s policy. There are some cases in which this is correct, at least to some degree. If lightning strikes and causes… Read More
How Might Inflation Affect Your Retirement Plans?
The subject of inflation has dominated the recent economic news. After a decade of low inflation rates averaging around 2%, the core inflation rate has soared in recent months. Inflation jumped from 2.6% in March… Read More
How to Send Your Kids to College Debt-Free
Students and families in the U.S. now owe more than $1.7 trillion in student loan debt, making this the second highest consumer debt category, trailing only mortgage debt. Student loan debt is now higher than… Read More
How the IRMAA Could Increase Your Medicare Premiums — and What You Can Do to Avoid This
One assumption some people have about retiree healthcare expenses is that when they turn 65 and become eligible for Medicare, their health insurance will be a low rate that doesn’t change. While it’s true that… Read More