December 2015 Newsletter

December 2015 Newsletter

While the recent budget deal in Congress took the debt ceiling off the table for the next two years (thankfully), one of the surprises of the deal was that it also sunset the ability to file and suspend social security. File and suspend was a tactic used by both...
Know Thyself, Then Plan

Know Thyself, Then Plan

When I first began working as a financial advisor, I was convinced the correct answers were in the numbers. Put together a plan, determine a savings rate, hang on through the ups and downs of the market and voila – success! I was as naive as those economists who...