by Micah Porter | Nov 10, 2020 | Blog, Retirement Planning
While the employment situation has brightened somewhat since the unemployment rate nearly hit 15% in April, it’s still considerably worse than it was before the coronavirus pandemic hit. And things could be about to get worse for many high-earning white-collar...
by Micah Porter | Nov 4, 2020 | Blog, Federal Government Employees, Retirement Planning
Carefully Examine Your Healthcare Options Due to the COVID-19 pandemic and other factors, many employees today are thinking about early retirement, and this includes some federal government employees. As we wrote in our post on early retirement from the Federal...
by Micah Porter | Oct 7, 2020 | Blog, Federal Government Employees
Federal government employees and their families have access to some of the most comprehensive healthcare benefits in the country through the Federal Employee Health Benefits (FEHB) Program. Family members eligible for coverage include spouses and children under the...
by Micah Porter | Sep 30, 2020 | Blog
When it comes to investing, understanding an investor’s edge is key. The edge is what gives an investor a slight chance at beating the market. It could be something as complex as an algorithm that identifies small pricing anomalies or something as simple as having...
by Micah Porter | Aug 24, 2020 | Blog, Retirement Planning
When recessions strike, companies try to cut costs, often via offering early-retirement packages to employees. The current COVID-driven recession has been particularly hard on the travel sector, so unfortunately it wasn’t a surprise when Delta rolled out their...
by Micah Porter | Aug 10, 2020 | Blog
How We Process Risk — and How This Affects Investing Decisions When it comes to investing, there’s a direct relationship between risk and reward. In other words, the more risk you’re willing to assume in the form of lost money, the higher your potential reward (or...
by Micah Porter | May 21, 2020 | Blog
If you follow your investments closely in the Thrift Savings Plan, you’ve probably read about the controversy surrounding the TSP and China. One of the few issues with the TSP has been the lack of an investment option that includes emerging markets. Those are broadly...
by Micah Porter | Apr 7, 2020 | Blog
Years ago, before I became a financial advisor, I had a job that required me to fly a lot. I’d routinely log a few hundred thousand air miles a year, and somewhere along the way I developed a fear of flying. I cast about looking for ways to alleviate that fear, and I...
by Micah Porter | Feb 20, 2020 | Blog
If you are a long-time Clark Howard listener or you’re familiar with NAPFA, you likely understand the advantages of working with a fee-only financial advisor. However, if you’re early in your search for an advisor or aren’t really sure how advisors are compensated and...
