Stock options are often a key part of a compensation package, and when things are going well for your company, they can boost your total income appreciably. But options can be complex, and disentangling this… Read More
How to Find the Best Financial Advisor for You
Regardless of your reason for seeking financial advice, there is almost certainly a financial advisor who can help. Need assistance with retirement planning or investments, or just want to make sure you’re on track financially?… Read More
Fee-Only Financial Advisor: Why it Matters
If you are a long-time Clark Howard listener or you’re familiar with NAPFA, you likely understand the advantages of working with a fee-only financial advisor. However, if you’re early in your search for an advisor… Read More
How to Find a Financial Advisor
If you are wondering how to find a financial advisor, you’re not alone as the process can be challenging. The industry has long lacked consistent standards, and anyone can call themself a financial advisor. To… Read More
Don’t Buy Pork at a Nail Salon : A Lesson in Knowing What You Need
Many years ago, my wife, 6 year old cat and I made the move from Chicago to St Simons. It was a long journey – over 1,000 miles of driving – and we were exhausted… Read More
Regulation BI – Fiduciary Advisor Lite or Worse?
For years, investor advocates have pushed for a uniform fiduciary standard and many investors are aware of the importance of working with a fiduciary advisor. But a uniform fiduciary standard was fiercely opposed by Wall Street. Regulation BI is Wall Street’s answer, but will it help investors?
Understanding An Advisor’s Investment Track Record
If you’re considering working with a financial advisor, at some point, you’ll probably discuss the advisor’s investment track record. Most advisors aren’t going to offer a public track record of how they’ve done because unlike… Read More
You Need a Financial Platform – Not Just a Plan or Advice
The financial services industry has evolved over the years. For decades, nearly everyone who worked in the industry was a stock broker and the job was to sell stock. Ideally, the stocks went up more… Read More
Book Review: The Power of Habit
If you have read much at all about personal finance, you’ve run across a list of good financial habits like pay yourself first or track your spending. Unfortunately, there is almost never any follow-up information on how to make something a habit, and that is where The Power of Habit comes in.
What We Can All Learn from Financial Planning for Teachers
When my aunt founded Minerva nearly 30 years ago, one of the first groups for whom she did a good deal of work were teachers. At the time, the State was looking for assistance with… Read More