by admin | Aug 10, 2018 | Blog, Near Retirement, Retirees
If you are planning for retirement, estimating healthcare costs should be part of your plan. In recent posts, I have covered a Vanguard study on retirement healthcare spending, as well as the structure of traditional Medicare and Medicare prescription drug coverage....
by admin | Jul 5, 2018 | Blog, Near Retirement, Retirees
If you are planning to retire, budgeting for healthcare should be part of your plans. In fact, when we build plans, we have begun breaking out healthcare costs as a separate category. Doing so allows us to use the data we have on average healthcare spending in...
by admin | Mar 14, 2018 | Blog, Near Retirement, Retirees, Retirement Planning, Savings, Tax Planning
In last week’s post, I covered a few things you should consider in setting up withdrawals from your portfolio in retirement. One of the considerations was planning for taxes, and more specifically, how you can impact your tax liability from year-to-year by choosing...
by admin | Sep 6, 2017 | Blog, Emory Employees, Retirees, Retirement Planning
I was listening to a podcast recently featuring Meir Statman, an academic who has long focused on the field of behavioral finance. While the topic itself was interesting, one thing Statman said that stood out to me was that he had no worries about money. He went on to...
by admin | Jul 5, 2017 | Blog, Financial advisors, financial plans, Investment Management, Investments, market timing, Near Retirement, Retirees
In last week’s post, I walked through the challenges of market timing strategies in investing. The buying low and selling high that characterizes an ad-hoc approach doesn’t work, and it can be tough to stick with a more formal market timing strategy. Finally, there is...
by admin | Jun 28, 2017 | Blog, financial plans, Investment Management, Investments, market timing, Near Retirement, Retirees
I’ve begun reviewing what happens in market downturns in client meetings. It isn’t because I believe a bear market is just around the corner, but rather because it has been nearly 10 years since the last one. And while market expansions don’t have an expiration date,...
by admin | Jun 6, 2017 | Blog, Budgeting, Buying a house, Buying a New Car, Retirees
In last week’s post, I walked through a series of questions you should consider when it comes to a new car purchase. If you’re like me, it’s tough to resist the combination of new car smell and the technology bells and whistles that each new model year brings. For...
by admin | Jun 1, 2017 | Blog, Buying a New Car, Retirees
The phrases “car guy” and “financial advisor” don’t normally go together. The average American owns 13 cars in his or her lifetime at a current average cost of $30,000 per car. If your goal is to save money one of the easiest places to do so is on buying an...
by admin | Apr 27, 2017 | Blog, Near Retirement, Retirees, Retirement Planning
Not so many years ago, financial advisors viewed retirement planning as a 3-legged stool. The first leg was a pension, the second social security and the third being the retiree-to-be’s savings. In the intervening years, pensions have fallen by the wayside and aside...
