The best retirement financial plans don’t rely on just one source of income. Instead, they feature a variety of different income sources, such as personal savings via an IRA, 401(k) or 403(b) plan; Social Security… Read More
Using the TSP to Pay Off Your Mortgage
On the one hand, you have a mortgage and a mortgage payment, and on the other, you have your TSP, which you’ve built up through hard-earned savings over time. Retirement is looming, and the thought… Read More
Is Now the Time to Refinance Your Mortgage?
Is Now the Time to Refinance Your Mortgage? The economic upheaval we’ve experienced this year has led to at least one very positive outcome for U.S. consumers: Rock-bottom mortgage interest rates. If you’re planning to… Read More
How Low Interest Rates Can Help Your Long Term Financial Plan
When it comes to investing, understanding an investor’s edge is key. The edge is what gives an investor a slight chance at beating the market. It could be something as complex as an algorithm that… Read More
Property Taxes in Atlanta and Decatur – What You Should Know
Property taxes in Atlanta and Decatur have become a real point of contention in recent years. There are other considerations when purchasing a home that I’ve written about here and here, but sharply rising home… Read More
Buy a Home Now or Wait for a Recession?
If you’re in the market for a home, you may be tempted to wait for prices to drop. Given how low interest rates are currently, that might be a mistake.
Investing in Rental Real Estate – Does It Make Sense for You?
When clients discuss ideas for producing investment income, investing in rental property is – after bonds – among the first to come up. The idea of generating a steady stream of income from a tangible… Read More
Trying to Reason with Hurricane Season – Notes from a Financial Advisor
As the owner of a house on the coast – and a financial advisor – the sight of a Weather Channel meteorologist standing on a beach while being lashed by wind and rain now gets… Read More
Retirement Planning and Reverse Mortgages
One of the questions clients ask from time-to-time is whether we include their house as an asset when we do retirement planning. Typically, if the plan is to remain in the house for the duration… Read More
June 2015 – Medical Expenses, Cybersecurity and Taxes
Medical Expenses in Retirement Micah Porter, CFA, CFP® Quite often, one of the biggest financial concerns clients have as they face retirement are medical expenses. They don’t know what to expect, and articles in the… Read More