by Michelle Wong | Jan 29, 2021 | Blog, Budgeting, Habits, Savings
If you find yourself with extra money at the end of the month or quarter after all of your expenses have been paid and you’ve made your regular retirement account contributions, congratulations! Now for the next question: should you be investing the extra cash, and if...
by admin | Apr 25, 2018 | Blog, Habits
If there is one date – one financial deadline – nearly everyone knows, it is April 15th. Through November of last year, the IRS had processed over 150 million returns for 2016, meaning that the majority of U.S. adults filed a return. But for many people,...
by admin | Apr 11, 2018 | Blog, Budgeting, Habits
Several years ago, my wife and I sat down to work on a budget. Our goal wasn’t to reduce spending so much as it was to plan our spending. We had recently purchased a house in a pricey in-town neighborhood and that purchase happened just over a year after the birth of...
by admin | Nov 22, 2017 | Blog, Budgeting, Habits
About 10 years ago, I put together a year end checklist. I did so because I wanted to see how much financial progress we had made during the year and because I didn’t want to be blindsided by our tax bill on April 15th. In the years since, my wife and I also began...
by admin | Aug 23, 2017 | Blog, Habits
It took my dad two tries to get through college. The second time he enrolled, I had just been born and my mom was the sole breadwinner with her job as a bank teller. We lived in public housing, and didn’t have money for much beyond the absolute necessities. There was...
by admin | Jun 21, 2017 | Blog, Fee Only Financial Planning, Financial advisors, Habits
When I first considered becoming a financial advisor, I assumed financial analysis would be at the heart of financial planning. A rigorous mathematical framework for a plan and incisive securities analysis would be the tools that would inevitably lead clients to...
