Unless you are extremely wealthy, there aren’t many tax shelters available to you and healthcare costs are likely a rising concern. For both of those reasons, I am a big fan of Health Savings Accounts… Read More
Open Enrollment and Checking in on ACA Coverage
Regardless of who provides your insurance coverage, you are likely either in open enrollment season or open enrollment is just around the corner. Open enrollment for Medicare this year is from October 15th to December… Read More
A Framework for Helping Parents with Finances
Stepping in and helping parents with finances can be a challenge. In some instances, the parent needing the help may have managed finances for decades and be reluctant to accept help. At the opposite end… Read More
You Need a Financial Platform – Not Just a Plan or Advice
The financial services industry has evolved over the years. For decades, nearly everyone who worked in the industry was a stock broker and the job was to sell stock. Ideally, the stocks went up more… Read More
Protecting Yourself After the Equifax Breach
At this point, I’m fairly sure that if a hacker doesn’t have my personal information, it’s because they just don’t want it. The Equifax breach was the largest ever, and it was preceded by a… Read More
Investing in Gold
Questions about investing in gold are almost always a tell. If someone is interested in investing in gold, chances are that person is worried. Over the years, gold has acquired a reputation as a go-to… Read More
The Retirement Advantage of Working in Academia
I was listening to a podcast recently featuring Meir Statman, an academic who has long focused on the field of behavioral finance. While the topic itself was interesting, one thing Statman said that stood out… Read More
Saving for Education
Last week, we reviewed a book on children, money and values. One topic the book covered was saving for kids’ needs, which typically included either education or providing them a nest egg post-college. The book… Read More
A Guide To Teaching Kids about Money and Values
It took my dad two tries to get through college. The second time he enrolled, I had just been born and my mom was the sole breadwinner with her job as a bank teller. We… Read More
Handling the Unexpected in a Financial Plan
I have worked as a financial advisor for almost 15 years, and one of the best things about the job is seeing clients achieve their long-term goals. Our focus in planning is to help clients… Read More